The Role and responsibilities of this position include:
Design and Implement Technology solutions for Credit Cards/Personal Loans business with support from internal technology teams and application vendors.
Applicants should possess the following attributes:
Strong Knowledge of commonly used Credit Cards platforms like Vision Plus, Prime etc.
Excellent understanding of Credit Card, Personal Loans eco-system and system architecture.
Experience on designing a solution for digital onboarding and underwriting.
Working experience on AI platform.
Prior experience of implementing/migrating /supporting Credit Cards systems for any Indian bank is a must.
Should have working knowledge of technology frameworks like API management, File transfers, Change control, Application management etc.
Should have understanding of security protocols used in Credit Cards related systems like PCI DSS standards etc.
Experience in defect management/troubleshooting for Credit Cards applications would be an advantage.
Excellent communication and negotiating skills.
Good leadership skills, should be able to lead a team of 5 to 10 members.
Good interpersonal skills and candidate should work closely with all internal and external stakeholders with a solution-oriented approach.
Should be result oriented and must think of all aspects like business, customer, reputation, regulatory impact etc. while designing solutions Proven ability to identify, solve and prevent regulatory issues.
Good Project Management skills.
Good in preparing and reviewing technical documentation like BRDs, FSD, and Architecture diagrams etc.
Good Business Analysis and Consulting Skills.
Good in requirements gathering and understanding both stated and assumed business requirements.
Prioritize and manage work load effectively, recognizing the quick turn-around requirements.
Work independently with minimal supervision and take responsibility
Company Introduction
BOB Financial Solutions Limited is a wholly owned subsidiary of Bank of Baroda and a Non-Deposit Accepting Non–Banking Finance Company (NBFC). BFSL was established in the year 1994 to cater to the need of rapidly growing credit card industry in a focused manner. BFSL is one among the pioneers in Indian card market and was the first nonbanking company in India to issue credit cards.
The Company’s core business is credit card issuance and consumer lending. It also provides support to Bank of Baroda by carrying out its merchant acquiring operations.
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