PayPal Hiring For Risk Analyst at Bengaluru / Bangalore ,  Full Time

Job Description
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. Were a purpose-driven company, and our beliefs are the foundation of how we conduct business every day. Were guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Collectively, these values inspire us to work together as One Team with our customers at the center of everything we do, and to take care of ourselves, each other, and the communities in which we live and work. We challenge the status quo, ask questions, and find solutions. Join us as we enable the hopes, dreams, and ambitions of millions of people around the world.

PayPal’s GCSC Risk Organization is responsible for managing risk throughout the customer lifecycle. This is an exciting organization where contributions have a direct P&L impact. This role is part of the GCSC Seller risk BI team. The Data Analyst will be responsible for monitoring, predictive analytics, and modelling, as well as performing research and analytics to provide data driven and actionable insights on the seller risk portfolio. As a member of the GCSC-Seller Risk-Business Intelligence Team, you will be responsible to act as a subject matter expert for Seller Risk segments (Micro, Business and Commercial) and to interact with different levels of partners and leadership to provide data driven solutions and visual infights for our business and customers that support the Seller risk strategy and goals. You will provide E2E quantitative and qualitative reviews on: fraud trends, large losses, executive escalations, root cause analysis, process improvements, test and learns, and risk indicator effectiveness to prevent loss and enable merchant business and improve customer using experience. This position is expected to demonstrate a good learning aptitude, strong problem-solving skills and innovation backed analytical ability.

Responsibilities include:

• Ability to provide qualitative and quantitative assessments on seller risk loss & experience areas including trends, tagging, model evaluation, process mapping/automation, etc.
• Use analytics and statistics to improve our ability to detect, understand and address emerging trends across the seller risk portfolio and identify levers that maximize the risk reward relationship.
• Deep dive analyses on large datasets using SQL/R/Python or other tools and structuring of analyses using MS Excel. Develop analytical insights and models using innovative statistical and modelling techniques.
• Conduct complex proactive E2E reviews based on risk indicators, complete root cause analyses, prevent loss and enable business
• Maintain and enhance management reporting dashboards using reporting tools such as Tableau, QlikView and PowerBI etc.
• Cultivate insights across the portfolio using both internal and external data, support implementation of changes.
• Partner with key stakeholders for educating, coaching and enhancing risk detections, reporting and analytics

Job Requirements:

• Bachelors or Masters Degree in a relevant and quantitative field like Economics, Computer Science, Mathematics, Statistics
• 2-3 years of relevant experience in a risk analytics/data science role. Practical experience in the banking/finance services industry would be particularly desirable.
• Hands on experience using SQL, R Studio, Python is an advantage.
• Familiarity with reporting tools (QlikView and Tableau) is an advantage.

For more than 20 years, PayPal has remained at the forefront of the digital payment revolution. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, our open digital payments platform gives PayPals 400 million active account holders the confidence to connect and transact in new and powerful ways. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying, or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [Confidential Information].
As part of PayPals commitment to employees health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

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