Standard Chartered Hiring For Credit Analyst at Hyderabad / SecunderabadTelangana ,  Full Time

Role Responsibilities

Business

• Analyse balance sheet and various financial ratio to assess credit worthiness of the clients
• Assess projected financial and assessment of credit facilities.
• Provide support to achieve Business Plan through quickturnaround of NTB proposals and new deals. Evaluate all deals in terms of appropriate balance between reward and risk.
• Maintain thorough oversight on all credit aspects of assigned portfolio and proactively highlight risks
• Timely and accurate performance of credit reviews and adherence to all aspects of policy and procedure
• Full adherence to Credit Admin Framework and all related aspects
• Fully adopt Early Warning System to strengthen risk monitoring
• Assist with co-management of stressed accounts with GSAM to reduce impairments and strengthen recovery effort
• Audit quality
• Quick turnaround on Credit Requests
• Embed usage of Credit Risk Analytics
• Ensure full adherence to code of conduct.

Processes

• Ensuring complete coverage of customers to automated/online solutions like S2B, Trade infomanager, Remittance e-alerts, e-statements etc
• At least 2 big initiatives having pan India impact to be implemented in H1
• Define seamless processes requiring minimal manual intervention
• Migrating customers to right channels such as CSG for various trade/cash requirements
• Provide referrals to business team on any new business opportunities from existing customers

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank&rsquos Conduct Principles
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association

About Standard Chartered
We’re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
• Recruitment assessments – some of our roles use assessments to help us understand how suitable you are for the role you’ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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